ACNB Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.3B | $2.5B | $2.3B | $407M | $14M | 1.75% | 14.02% | 4.48% | 0.41% |
| Q4 2025 | $3.2B | $2.5B | $2.3B | $398M | $11M | 1.23% | 10.39% | 4.48% | 0.45% |
| Q3 2025 | $3.2B | $2.5B | $2.3B | $391M | $15M | 1.17% | 9.93% | 4.43% | 0.43% |
| Q2 2025 | $3.2B | $2.5B | $2.3B | $375M | $11M | 0.77% | 6.67% | 4.38% | 0.43% |
| Q1 2025 | $3.3B | $2.6B | $2.3B | $371M | $-9K | -0.00% | -0.01% | 4.29% | 0.43% |
| Q4 2024 | $2.4B | $1.8B | $1.7B | $284M | $7M | 1.38% | 12.16% | 3.89% | 0.40% |
| Q3 2024 | $2.4B | $1.8B | $1.7B | $288M | $8M | 1.44% | 12.90% | 3.87% | 0.39% |
| Q2 2024 | $2.4B | $1.9B | $1.7B | $270M | $11M | 1.52% | 13.87% | 3.86% | 0.19% |
| Q1 2024 | $2.4B | $1.9B | $1.6B | $261M | $7M | 1.19% | 10.94% | 3.84% | 0.24% |
| Q4 2023 | $2.4B | $1.9B | $1.6B | $259M | $4M | 1.33% | 13.35% | 4.11% | 0.26% |
| Q3 2023 | $2.4B | $2.0B | $1.6B | $237M | $9M | 1.53% | 15.69% | 4.14% | 0.22% |
| Q2 2023 | $2.4B | $2.0B | $1.6B | $237M | $9M | 1.53% | 15.87% | 4.16% | 0.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.