1st Financial Bank USA quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.3B | $1.0B | $953M | $227M | $4M | 1.05% | 6.22% | 9.44% | 1.36% |
| Q4 2025 | $1.4B | $1.0B | $947M | $226M | $2M | 1.19% | 7.08% | 9.84% | 1.51% |
| Q3 2025 | $1.3B | $1.0B | $962M | $225M | $4M | 1.38% | 8.18% | 9.98% | 1.19% |
| Q2 2025 | $1.3B | $995M | $940M | $224M | $4M | 1.39% | 8.27% | 9.99% | 1.29% |
| Q1 2025 | $1.3B | $1.0B | $913M | $224M | $5M | 1.51% | 9.04% | 9.92% | 1.40% |
| Q4 2024 | $1.3B | $997M | $920M | $219M | $-292K | 2.12% | 11.97% | 10.54% | 1.56% |
| Q3 2024 | $1.3B | $993M | $928M | $222M | $4M | 2.87% | 15.99% | 10.60% | 1.61% |
| Q2 2024 | $1.3B | $952M | $928M | $222M | $20M | 3.78% | 20.66% | 10.67% | 1.35% |
| Q1 2024 | $1.3B | $942M | $910M | $237M | $4M | 1.25% | 6.69% | 10.69% | 1.41% |
| Q4 2023 | $1.2B | $909M | $911M | $233M | $3M | 2.19% | 11.49% | 11.30% | 1.24% |
| Q3 2023 | $1.2B | $924M | $885M | $230M | $4M | 2.64% | 13.80% | 11.31% | 1.36% |
| Q2 2023 | $1.1B | $809M | $863M | $226M | $14M | 3.33% | 17.21% | 11.63% | 1.44% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.